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WAL-MART BANKS ON THE UNBANKED'

机译:沃尔玛在银行的银行

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Every day 2.5 million people walk through the doors of a Wal-Mart store in Mexico, generating nearly $20 billion in sales last year. Now they are potential customers of Banco Wal-Mart, the chain's new lending operation. So are the company's 12,000 Mexican suppliers, as well as its 155,000 employees. "We want to leverage this traffic we have in our stores," says Julio B. Gomez, Banco Wal-Mart's chief executive. As in the U.S., Wal-Mart is Mexico's largest retail chain. It has 997 locations, including supercenters, food and clothing stores, and restaurants. It has diverted many Mexicans from traditional commerce and stirred occasional opposition from local merchants. But the president of Mexico's central bank, for one, publicly credits Wal-Mart's high-volume, budget-conscious retail strategy with helping tame inflation to the low single digits. Mexican regulators say they expect the newly chartered Banco Wal-Mart to spark competition that eventually could lower the cost of consumer borrowing.
机译:每天有250万人走进墨西哥沃尔玛商店的门,去年创造了近200亿美元的销售额。现在,他们是该连锁店新的贷款业务沃尔玛银行的潜在客户。该公司的12,000名墨西哥供应商及其155,000名员工也是如此。沃尔玛银行首席执行官朱利奥·戈麦斯(Julio B. Gomez)说:“我们想利用商店中的这种流量。”与美国一样,沃尔玛是墨西哥最大的零售连锁店。它有997个地点,包括超级中心,食品和服装店以及餐馆。它使许多墨西哥人脱离了传统贸易,并引起了当地商人的偶尔反对。但是,墨西哥央行行长公开承认沃尔玛的高容量,注重预算的零售策略有助于将通货膨胀率控制在较低的个位数。墨西哥监管机构表示,他们预计新近注册的沃尔玛银行将引发竞争,最终可能会降低消费者借贷成本。

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