Who's who: Broker versus agent versus direct writer

摘要

Brokers are the most common option for securing aviation insurance. Brokers deal with multiple insurance companies and shop those available markets to obtain the best coverage and value available for their clients. They then walk you through those options to help you choose the best policy for the type of flying you do. Their breadth of knowledge needs to span the insurance forms of all the companies with which they do business, to clearly explain any differences to you so you can make a knowledgeable decision. Brokers serve as your advocate in negotiating coverage and premium, as well as helping you navigate the claims process-they work for you.