我国城镇养老保险能否促进居民消费?——基于中国省际面板数据的经验考察

摘要

This paper studies the relations between the endowment insurance and of towns and the residents' consumption based on the panel datas from 30 provinces form the year 2005 to 2012.The three degrees of the endowment insurance systen is estimated from the different panel model and the argument is that the government should not make the endowment insurance to expand the domestic demands and stimulate consumption but make it to assure the residents' income and living.%基于中国2005-2012年30省的面板数据,①利用不同的面板模型估计方法,从养老保险制度的三个维度研究城镇养老保险与居民消费的关系.政府不应把养老保险制度作为扩大内需刺激居民消费的工具,而应把它作为保障人民收入和生活的工具.