A Theoretical Study on the Rational Behavior of Users' Credit Compliance Willingness

摘要

In the field of credit research, there are relatively few studies that build a model from the perspective of TTF model and TAM model integration. The research will combine TTF and TAM to build a structural model with credit user type as the regulating variable. The research is carried out with task-technology fit, social influence, ease of use, usefulness, psychological contract, willingness to perform the contract, credit user type and other variables, which is innovative in the construction of the model.