Riba in Cognitive Behavioral Theory

摘要

Islam strictly prohibits riba practice. However, the message of Scripture seems to be neglected. Instead of adjusting economic behaviors with Scripture, in reality, it goes against the revelation. This descriptive-qualitative research aims to analyze riba behaviors with various personality theories, using the literary study as the source of its data. Various internal and external factors determine an individual's behavior. Various cognitive personality theories explain various behavior-shaping factors. Riba behaviors can be eliminated through cognition-affection by revamping perception, social control, and conditioning through social regulation formulation.