LOAN MANAGEMENT SYSTEM ACCOMMODATED TO COLLATERAL VALUATION, LOAN MANAGEMENT DEVICE, AND LOAN MANAGEMENT METHOD

摘要

ABSTRACTA subject of the present invention is to provide aloan management system and a loan management method, whichcan facilitate security management when mainly movableproperty that is liable to change in state or value of the thing is taken as security, relative to a business proprietorwho requires raising of working funds for stock, but hasdifficulty in raising the funds due to insufficient security.The present invention is a loan management systemhaving a security managing database provided with a loan balance managing table, a security evaluation managing table, and a loan line calculating table, and characterized by being connected via a communication network to an external systemsuch as a VMI system having records of information aboutcollaterals, and to a borrower terminal, and by acquiring thenewest information about the collaterals from the foregoingexternal system to thereby carry out security management.