Online Banking Method Using Mobile Terminal, Medium that Program for Executing the Method, and Mobile Terminal that the Program is Installed

摘要

PURPOSE: An online banking method with a mobile terminal, a recording medium including a program for the method, and a mobile terminal including the program are provided to perform online banking according to account information included in a code image by decoding the code image. CONSTITUTION: A mobile terminal obtains a code image. The code image includes account information necessary for online remittance. The mobile terminal reads code information from the obtained code image(S430). The mobile terminal extracts the account information from the read code information(S450). The mobile terminal transmits a remittance execution message for the remittance according to the account information to a bank server. [Reference numerals] (AA) Start; (BB) End; (S410) Requesting scan of user fingerprints; (S420) Fingerprint authenticated?; (S430) Requesting QR code scan; (S440) Decoding QR code information; (S450) Extracting account transfer information; (S460) High-price payment?; (S470) Transmitting approval request to an external terminal; (S480) Receiving approval from the external terminal; (S490) Executing an account transfer