Claims 1. A housing finance operating system for providing housing finance support services, the housing financing operating system comprising: a contract contracting unit for contracting a conditional bond contract with a user who has applied for a housing finance support service; A housing money handling unit including a bond money handling unit for receiving and managing the bond money of the contract and a bond value processing unit for paying the bond money to the payment institution that paid the housing money to the user when the stop condition is satisfied .
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