FINANCIAL OPEN PLATFORM AND METHOD FOR PROVIDING FINANCIAL SERVICE USING IDENTIFICATION INFORMATION WHICH REPLACES ACCOUNT NUMBER AND COMPUTER PROGRAM FOR THE SAME

摘要

A financial open platform is a financial server that provides data for financial services; And an open API (Application Programming Interface) based request including identification information corresponding to user account information from a server or a user terminal associated with a Fintech service, And a platform server which is configured to receive from the server and transmit it to the server or the user terminal. The platform server processes the open API-based request for the identification information generated in a predetermined manner instead of the account number of the user, so that the PIN tech company can prevent the security number from being directly used and stored And the security can be maintained by selectively blocking the request based on the identification information corresponding to the organization or the user where the leakage occurs even if a security leak occurs in the PIN tech company or the user.;