A system for providing a peer-to-peer (P2P) financial platform is used for operating deposit of a P2P financial service provided by a P2P financial company in a financial institution, and comprises: a communications unit configured to receive an investment deposit request related to the P2P financial service from a user device of a user using the P2P financial company or the P2P financial service, and to communicate with a financial institution server; and a deposit processing unit configured to request deposit of investment of an investor to an account of the financial institution corresponding to the P2P financial company to the financial institution server through the communications unit, and to transmit a deposit result to the P2P financial company corresponding to the investment deposit request or the user device. According to the system, investment of a P2P financial service is operated by deposit through an institution having public confidence such as a bank and the like to prevent possibility of misappropriation of loan assets by a P2P financial company and prevent damages to an investor which may occur when the P2P financial company goes bankrupt. Therefore, investors can establish trust for safety when investing P2P investment goods, and the present invention can be a basis for P2P finance to become mainstay of a Fintech industry.;COPYRIGHT KIPO 2020
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