The Funding Problem in Rural Development Banks with Empirical Reference to the Jamaica Development Bank

摘要

The funding problem confronting Rural Development Banks (RDBs) has been neglected by contemporary analysts. This document studies the funding of these banks with empirical reference to the Jamaican Development Bank (JDB), in order to explain their credit operations and to identify those factors that determine financial growth. This paper is divided into four sections. The first describes the main sources of JDB funding, while the second examines their short-term implications. The third section outlines bank inflows over the long-term, while the last examines three ways of relieving bank funding problems.