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Insurer Must Defend Indemnify Suit Arising From Lead Poisoning

机译:保险公司必须辩护因铅中毒而引起的诉讼

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New York County Supreme Court Justice Louis B. York granted summary judgment to LMC Realty LLC and WOLKO Management Inc., the owner and management company of a premises associated with Eric Cruz's lead poisoning. The claim was based on the infant's blood-lead level of 10 micrograms per deciliter (mcg/dl). United States Fidelity & Guaranty Co. reserved its rights and later disclaimed coverage on the ground that the policy required a blood-lead level of at least 15 mcg/dl to trigger coverage. The owner and management company asserted that the 10 mcg/dl standard for poisoning used by state and local authorities supersedes the ambiguous language of the policy. The policy promises to pay a tenant for bodily injury caused by lead-based paint if the injury was first documented and reported during the policy period.
机译:纽约县最高法院法官路易斯·约克(Louis B. York)对LMC Realty LLC和WOLKO Management Inc.作出了简易判决,WOLKO Management Inc.是与埃里克·克鲁兹(Eric Cruz)铅中毒有关的处所的所有者和管理公司。索赔依据的是婴儿的血铅水平为每分升10微克(mcg / dl)。美国富达担保公司保留其权利,后来以该政策要求血铅水平至少为15 mcg / dl来触发报道为由,放弃了报道。所有者和管理公司断言,州和地方当局使用的10 mcg / dl中毒标准取代了政策中模棱两可的语言。如果在保险期内首次记录和报告了铅基油漆造成的人身伤害,则该保单承诺会向租户赔偿。

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