A model to analyze the effect of mobile banking adoption on customer interaction and satisfaction: A case study of m-banking in Iran

摘要

Customer relationship management (CRM) is always considered as an essential task for increasing customer satisfaction for mobile banking (m-banking), and it is, like other areas of marketing, constantly evolving and updating. Also the vast use of the mobile banking by internet users, persuades electronic banking to use customer relationship management system in adoption m-banking. In this paper, the effects of using CRM system in the adoption m-banking on customer satisfaction and interaction, which is considered as the most important factor in the success of banking industry, is analyzed. The case studies of this paper are Iran top e-banks and the sample population chosen, are the customers of these banks, and a conceptual model is suggested to analyze the use of adoption of mobile banking on customer interaction and satisfaction. Factors that are introduced as influencing variables in this model on the customer satisfaction and interaction are: affective commitment, trust, loyalty, willingness to re-visit, number of visits, profitability, and Involvement. Collecting information in this article is performed by completing 243 questionnaires by staff of the communication with customers sector of these banks and their customers. The results of the statistical analyses conducted on these data indicate that all the variables addressed in the model, have a positive impact on the customer relationship and satisfaction except the trust.