How much do you trust your bank? The answer depends on whether the financial institution holding your funds is insured by the government or the Federal Deposit insurance Corporation (FDIC). "The most conservative place is an FDIC-insured bank account," advises Marilyn J. Holt, a Seattle-based management consultant. "You never want to put more money into one bank than that bank is insured for under the FDIC." If your bank is a member, up to $ 100,000 of your funds are safe. "Keep in mind that even FDIC-insured banks offer vehicles that are not covered by the FDIC," Holt warns. "So make sure you know the coverage you have."
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机译：您对银行有多信任？答案取决于持有您资金的金融机构是否由政府或联邦存款保险公司（FDIC）进行保险。西雅图的管理顾问玛丽莲·霍尔特（Marilyn J. Holt）表示：“最保守的地方是FDIC保险的银行帐户。” “您永远都不想在一家银行中投入比联邦存款保险公司所投保的钱更多的钱。”如果您的银行是会员，那么您的资金中最多有100,000美元是安全的。霍尔特警告说：“请记住，即使有联邦存款保险公司（FDIC）保险的银行所提供的工具也不受联邦存款保险公司（FDIC）的保护。” “因此，请确保您知道所拥有的保险范围。”
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