民办高校助学贷款现状调查与风险防范--以广东工商职业学院为例

摘要

国家助学贷款机制建立至今，在公办学校已经获得了一定的成绩，但民办高校的实践才刚刚起步，过程中显现了某些不容忽视的问题，严重制约了国家助学金贷款的良性发展。本文通过对广东工商职业学院的调查研究，就国家助学金贷款存在的问题提出了相关的建议与对策，为确保国家助学贷款运行提供参考。%Since its establishment, national student loan mecha-nism has achieved certain results in public colleges, but its prac-tice has just started in private college, with some nonnegligible problems that have severely restricted the prosperous develop-ment of national student loans. Through the investigation and re-search on Guangdong College of Business and Technology, this paper proposes relevant suggestions and countermeasures to solve the problems existing in national student loans, in order to guar-antee the successful operation of national student loans.