个人理财产品消费者权益保护的调研分析--以聊城市农业银行M网点为例

摘要

In recent years,with the rapid development of China′s economy,the level of personal income is increasing day by day with more funds in their hands. And the diversification of the financial service system contributes to the rapid development of financial industry. However,the law of our country is not perfect in the protection of personal financial products. The problem of its existence is gradually becoming apparent. This article,based on the field investigation of the present situation of the financial consumers,explores the way to protect the legitimate rights and interests of financial consumers,and actively guide the healthy development of commercial banks personal financial products.%近年来，随着我国经济的飞速发展、个人收入水平的日益提高，个人手中的闲散资金越来越多；加上金融服务体系的多样化，金融理财产业发展迅速。然而，我国法律在个人理财产品消费者权益保护方面并未完善，其存在问题也在逐渐显现。以实地调研方式，从金融消费者的实际出发，探究金融消费者合法权益保护之路，从而积极引导商业银行个人理财产品的良性发展。