企业家政治身份对民营企业商业信用融资的影响--来自浙江民营企业的经验证据

摘要

在调研浙江民营企业的基础上，分析了企业家政治身份对民营企业商业信用融资的影响。结果发现，企业家政治身份有利于民营企业获得商业信用融资，并能降低商业信用融资成本。同时还显示，企业经营年限的延长和企业盈利能力的提升对民营企业商业信用融资产生正向影响，而市场竞争不利于民营企业扩大商业信用融资规模及降低商业信用融资成本。%Based on the survey data of 222 private enterprises of Zhejiang, the paper analyzed the entrepreneurs’political identity on the influence of Trade credit financing.The results show that Political identity of the entrepreneurs is favorable to the reduction in financing cost,and increase the financing quantity. This paper also showed that the increasing of the operation period and profitability have a positive effect on private Enterprises Trade credit financing;however,the market competition goes against the trade credit finan-cing.