Through the comparison of the long-term care insurance financing mode,financing channels,responsibility sharing and financing level of Germany,Japan and Korea,it is found that the three countries' financing policies fit the national conditions and institutional traditions and realize multi-channel independent financing.The responsibility to raise funds to the parties to a reasonable share,cash is now pay financing model is also difficult to cope with the challenges of the aging population.In recent years,China has carried out long-term care insurance practice,from the financing mode,financing channels,responsibility sharing and financing level to share the four dimensions of China's 13 areas of long-term care insurance financing comparative analysis and found that for China's long-term care insurance financing there are many Controversy.The future of China's long-term care insurance financing also need to be improved from many aspects.%通过对德日韩长期护理保险筹资模式、渠道、责任分担和筹资水平的比较发现,三国筹资政策符合本国国情与制度传统,实行多渠道独立筹资,但三国经验亦表明,筹资责任要各方合理分担,现收现付筹资模式也难以应对人口老龄化的挑战.近年来,我国多地相继开展了长期护理保险实践,从筹资渠道、方式、责任分担和筹资水平四个维度对我国13个地区长期护理保险筹资情况进行比较分析发现,我国长期护理保险筹资存在诸多争议,未来我国长期护理保险筹资还需要从多方面加以完善.
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