声明
List of Abbreviations and Acronyms
1. INTRODUCTION AND OVERVIEW
1.0 Introduction
1.1 Background of Study
1.2 Statement of Problem
1.3 Objectives of the Study
1.3.1 General Objective
1.3.2 Specific Objectives
1.4 Research Questions
1.5 Significance of Study
1.6 Organization of Study
2. REVIEW OF LITERATURE
2.0 Literature Review
2.1 Theoretical Framework
2.1.1 Modern Portfolio Theory
2.1.2 Trade-off Theory
2.2 Concept of Risk
2.2.1 Bank and Risk
2.2.2 Credit Risk
2.2.3 Credit Risk Management Process
2.2.4 Credit Risk Management Indicators
2.2.5 Financial Performance/Profitability
2.3 Theoretical Linkage between Credit Risk Management and Bank’s Financial Performance (Profitability)
2.2.1 Relationship between NPLR (NPL/TL) and ROE/ROA
2.2.2 Relationship between CAR and ROE/ROA
2.2.3 Relationship between LLPR (LLP/NPL) and ROE/ROA
2.2.4 Relationship between LDR (TL/TD) and ROE/ROA
2.4 Empirical Review
2.5 Conceptual Framework
2.6 HYPOTHESIS
3. RESEARCH METHODOLOGY
3.1 Methodology
3.2 Research Design
3.3 Data Collection and Sampling
3.4 Data Analyzing Instrument
3.5.1 Independent Variables
3.5.2 Dependent Variables
3.6 Regression Analysis
4. FINDINGS, ANALYSIS AND DISCUSSION
4.0 Introduction
4.1 Descriptive Statistics
4.2 Correlation Analysis/Matrix
4.3 Regression Model Analysis
4.3.1 RESULTS FROM MODEL 1
4.3.2 RESULTS FROM MODEL 2
4.4 Discussion of Regression Results
4.4.1 Impact of Capital Adequacy ratio on Financial Performance (Profitability)
4.4.2 Impact of Non-Performing loan ratio on Financial Performance (Profitability)
4.4.3 Impact of Loan Loss Provision ratio on Financial Performance (Profitability)
4.4.4Impact of Loan-Deposit ratio on Financial Performance (Profitability)
5. SUMMARY, CONCLUSION AND RECOMMENDATIONS
5.0 Introduction
5.1 Findings
5.2 Conclusion
5.3 Recommendations
5.4 Suggestions for Future Research Study
致谢
参考文献
西南科技大学;
