In recent years, with rapid development of network information technology, as a kind of new type internet financial model, P2P network lending develops very fast in our country. The existence and development of it not only expand investment channel of private capital, but also relieve the difficulty for small and micro businesses to raise capital and make up for deficiency of traditional finance. But because of lacking related laws and regulations, effective supervision system, P2P network lending platforms frequently appear risks such as difficulty in withdrawing deposit and making off with money that harm the stable operation of network lending platforms. This article analyzes current situation of P2P network lending development, discusses problems existing in network lending development of our country and puts forward countermeasures to drive sound development of network lending.
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