Green Banking: A proposed model for green housing loan

摘要

Climate Change had become one of the most critical factors that affect our environment. Every stakeholder must initiate activities that will save our planet. For the banks Green Banking Initiative (GBI) is a way for them to contribute to the deteriorating environment. This study proposed a green housing loan model for banks to be used for their proactive contribution to save our environment and to encourage borrowers to do their own share. It uses the content analysis in the literature result to as a basis for the proposed model. The study concluded that if more banks will offer green housing loans in will widen the scope of its client based, for the borrowers it will give them savings both on the cost of borrowings and energy efficiency. It will also decrease the use of carbon emission.