Modern Types of Financial Innovations in the Conditions of Digitalization of the Global Banking System

摘要

This article reveals the features of the influence of innovation processes on the transformation of financial services, contains the principles of financial innovations, presents a classification of financial services in terms of provided services segments. There are highlighted problems in the functioning of banks in the modern banking ecosystem and presented the possibilities for transforming the patterns of their activities. The possible risks associated with the innovation activities of banks are detailed analyzed, and the general aspects of their regulation are presented.