Financing Risks in the Development of Urbanization in China - Based on the Perspective of Rural Land Property Right Mortgage Financing

摘要

At present, China's urbanization is in a stage of rapid development. In the promotion of urbanization development and the integration of urban and rural areas, it's becoming crucial to solve the problems of the rural finance. As a new way of financing, the land finance has caused widespread attention. This paper has analyzed the potential risk of land financing in the view of land property mortgage financing. This paper has done risk analysis mainly from the aspect of market, finance, business, law, etc. and put forward some suggestions of legislation improvement, establishing professional land assessment agencies, erecting sound risk compensation mechanisms for prevention and control measures to crack financing difficulties in the urbanization.