An Analysis on Credit Guarantee System of Small and Medium-sized Enterprises in China

摘要

At present, there are still many constraints in the further development of SME (small and medium-sized enterprises) in China. And especially the financing development of SME has become a bottleneck, which was caused by the unsound credit guarantee system for SME. Based on China's SME guarantee system and its problems, the thesis puts forward proposals to perfect guarantee system for China's SME with normal analysis. In order to make guarantee system play its due role, it is necessary to establish different modes of credit guarantee institutions in accordance with the actual situation, to found SME credit guarantee funds and its supplementary system, to adjust the operation mode of guarantee funds and to improve legal protection of the credit guarantee system.