METHODS AND SYSTEMS FOR FINANCING AND INVESTING USING INCOME GROWTH SECURITIES

摘要

Methods and systems for financing and investing using Income Growth Securities, which are financial instruments having a multi-period repayment schedule, in which the repayement amount increases from period to period by realized inflation. An analysis (26-38) shows when a firm or other entity, having a measure of performance, which is tied at least in part to inflation, ought to issue Income Growth Securities. Another analysis (40-44) shows when pension plans, insurance companies and retirement plans, having liabilities which are expected to increase at least in part with inflation, and endowments, which seek to maintain a constant level of disbursements in real terms, ought to invest in Income Growth Securities.