A method and system of performing a transaction, such as a home banking transaction, for a user at a remote terminal that utilizes a server, such as a financial institution-controlled banking server, and a wireless communication link between the server and the remote terminal. The remote terminal includes, for example, a wireless communication device, such as a cell phone communication device coupled to an HTML renderer. The remote terminal also includes, for example, an input device, such as a keyboard or mouse, and a display device, such as a television set. Data, for example, for a banking transaction, is transmitted between the server and the remote terminal via a wireless communication facility, such as a second or third generation GSM (or a successor to third generation GSM) cell phone transmission facility. The data is received by the wireless communication device of the remote terminal and rendered by the HTML renderer, for example, as a user interface on the display device. The user enters information for the transaction at the remote terminal using, for example, the user interface and the input device.
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