APPARATUS FOR FORECASTING LEVEL OF INTEREST RATE, APPARATUS FOR CALCULATING DEBT, AND DEBT FORECASTING SYSTEM

摘要

PPROBLEM TO BE SOLVED: To provide a practical debt forecasting system widely applicable to risk analyses aimed at debts where the assumption of discount rate is not constant over a long period, to deal with the issue of how to grasp the duration changes of retirement benefit debts caused by changes in personnel organization and changes in debt structures, such as a raise of the wage base. PSOLUTION: The debt forecasting system includes an interest rate level forecasting apparatus for forecasting future levels of interest rate based on given parameters, and a debt calculating apparatus for calculating debts relating to pension and retirement allowance based on the forecast levels of interest rate. PCOPYRIGHT: (C)2003,JPO