COMPUTERIZED SYSTEM AND METHOD FOR OPTIMIZING AFTER-TAX PROCEEDS INVOLVING OPTIONS

摘要

A computerized system and method process financial securities and instruments, including options, derivatives, and bonds, to accurately determine and optimize the after-tax proceeds at the end of a holding period for each of a set of investment strategies and determines an optimal strategy (212) for maximizing such after-tax proceeds. The [computerized] system and method perform tax loss harvesting analysis (210) on the user-customized investment expectations and the financial adviser-based investment expectations over a dynamic taxation time range using a predetermined software program; perform comparative pro-forma tax sensitivity analysis (208) of the tax and investment data and the analyzed investment expectations using the predetermined software program; and determine an optimal after-tax investment strategy path from a plurality of [investment strategy] paths over the time range to optimize proceeds from the plurality of [investment] strategies.