A system for facilitating payment to a party not having an account with a financialinstitution, including: a payments facilitator; and at least one account establishedby the payments facilitator with at least one financial institution. When a payersends a communication message to the payments facilitator to make a payment tothe party, the payments facilitator allocates one of the at least one accountsto the party and links the allocated account with a unique identifier assignedto the party. Payment is thereafter made by the payer to the allocated account.Preferably, the payment is an electronic payment. In a further arrangement ofthe invention there is a system for facilitating transfer of load between dealersand/or customers of a telecommunications carrier that can include the systemalready described.
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