'Method and system to enable ticketing / mobile contactless payments using a mobile phone application, improved'

摘要

a method for enabling ticketing / contactless mobile payments using a mobile phone application, where each credential prepared is uniquely associated with the mobile phone registered as an activation code, and partially enables the mobile phone to access ticketing described without contact or contactless mobile payments; where enabling the mobile phone requires the user to insert a personal identification number in the application of ticketing / payment; and where the server ticketing / payment module sends the credentials to validate mobile phone after a successful one-time password (OTP) received from the ticketing application / payment. For calculating a second part of the credential consists of a OTP result by the application of the mobile phone can use only the user's PIN or the PIN with the value of the transaction.