Method and System for Converting a Payment by using One Time Number

摘要

PURPOSE: A payment switch system using an one-time number and a system thereof are provided to enable payment with an anonymous payment unit by indexing payment records and authenticating the payment validity of a wireless terminal. CONSTITUTION: A system includes a wire terminal(175) of a user requesting payment, a wireless terminal(200) of the user confirming payment records, a seller server(180), a payment switch system(100), and a payment related server(185). The payment switch system includes an one-time number generating unit(110) generating an intrinsic one-time number, a mapping unit(115), an one-time number output unit(120) outputting the one-time number, an one-time number receiving unit(145) receiving the one-time number from the wireless terminal, an one-time number authenticating unit(150) authenticating the one-time number, a payment record confirming unit(160) confirming payment records the one-time number, and a payment process performing unit(170) performs a payment process. [Reference numerals] (100) Payment switch system; (105) Payment record receiving unit; (110) One-time number generating unit; (115) One-time number mapping unit; (120) One-time number output unit; (125) Storage medium; (130) One-time number management unit; (135) Application authentication unit; (140) Application management unit; (145) One-time number receiving unit; (150) One-time number authenticating unit; (155) Payment record providing unit; (160) Payment record confirming unit; (165) Payment request receiving unit; (170) Payment process performing unit; (175) Wire terminal; (180) Seller server; (185) Payment related server; (200) Wireless terminal; (AA) Wire communication network; (BB) One-time number input; (CC) Wireless AP; (DD) Base station; (EE) Payment record; (FF) One-time number; (GG) Wireless communication network