METHOD, SYSTEM, AND APPARATUS FOR SEMI-AUTOMATIC RISK AND AUTOMATIC TARGETING AND ACTION PRIORITIZATION IN LOAN MONITORING APPLICATIONS

摘要

Presented are a method, system, and apparatus for semi-automatic and automatic loan risk targeting and action prioritization in loan monitoring applications. In an off-line mode, a computing device associated with a multi-window computer-based tool receives a plurality of loan account histories for loan risk analysis. A predictive multi-output risk model is trained with the received plurality of loan account histories, the predictive multi-output risk model indicating a risk level associated with each of the loan accounts. In an online mode, the user is presented an option for semi-automatic loan analysis, in which the user is presented with output of a predictive multi-output risk model associated with the plurality of loan accounts. The user is also presented with the option for automatic loan analysis, allowing the user to be automatically presented with loan accounts at a greatest level of risk of all loan accounts.