METHOD FOR CALCULATING VEHICLE SAFETY DRIVING INDEX IN SAFETY DRIVING INDEX CALCULATING SYSTEM, METHOD FOR CALCULATING ISSURANCE OF VEHICLE IN SAFETY DRIVING INDEX CALCULATING SYSTEM AND SAFETY DRIVING INDEX CALCULATING SYSTEM USING THE SAME

摘要

PURPOSE: A vehicle safe driving index calculating method in a safe driving index calculating system, a vehicle insurance premium calculating method using the same, and the safe driving index calculating system applying the same promote the safe driving of a vehicle by improving the driving characteristics of each driver based on a calculated safe driving index. CONSTITUTION: A driving information collecting device transmits obtained speed information, acceleration information, vehicle information, and driver information to a safe driving index calculating server (S13). The safe driving index calculating server generates driving information matrix information by using the speed information and the acceleration information, and calculates and corrects a safe driving index (S21-S25). An insurance premium calculating server compares an individual safe driving index and a population safe driving index and calculates an insurance premium for each vehicle (S31). [Reference numerals] (S11) Obtaining car information, driver information, acceleration information; (S13) Transmitting car information; (S21) Generating driving information matrix cells; (S23) Calculating safe driving index; (S25) Calculating setting safe driving index using driver information and car information; (S27) Transmitting driver information, car information, safe driving index or correction safe driving index; (S31) Calculating private insurance fee