FINANCING SUPPORT SYSTEM AND FINANCING SUPPORT METHOD

摘要

PROBLEM TO BE SOLVED: To restrain a financial institution from suffering a loss when the financial institution lends money taking a mobile body such as an automobile as a collateral or lends purchase money for it and a financial accident such as being behind payment schedule occurs during its pay-back period.;SOLUTION: A financing support system 10 according to the present invention includes: value estimation means for at least estimating a future value of a mobile body before lending on the basis of mobile body information on the mobile body and data in a used mobile body information database; guaranteed amount setting means for setting a guaranteed amount before the lending so as to guarantee the recoupment of at least part of the loan to the financial institution, the guaranteed amount being set to undergo transition lower than the future value estimated by the value estimation means; and insurance setting means for setting an insurance to guarantee an amount equal to or less than the guaranteed amount set by the guaranteed amount setting means involved in the lending.;SELECTED DRAWING: Figure 3;COPYRIGHT: (C)2018,JPO&INPIT