NON-FACING TRANSACTION AND PAYMENT METHOD MANAGEMENT SERVER USING VIRTUAL PAYMENT INFORMATION

摘要

The present invention provides a non-facing transaction, a payment method and a management server using virtual payment information in order to perform facing payment of an offline store. The method comprises the following steps of: issuing a payment card for the non-facing transaction according to a request of the store; publishing the payment card through a service application running on a user terminal; receiving payment request information generated for the payment card when the user terminal performs the non-facing transaction using the payment card; and processing payment approval by using information included in the payment request information.