TIME-BASED ONE-TIME PASSWORD FOR DEVICE IDENTIFICATION ACROSS DIFFERENT APPLICATIONS

摘要

A method is described for receiving, at a server, an authorization request from a first application stored on a user device, the first application being associated with a third party, wherein the authorization request comprises a time-based one-time password. The method further includes determining whether the time-based one-time password is associated with a time-based one-time password provision previously transmitted to a second application stored on the user device, wherein the second application is associated with an account of a user of the user device. The method further includes authorizing a transaction between the account of the user and the third-party, in response to determining that the time-based one-time password is associated with the time-based one-time password provision.