SERVICE PAYMENT METHOD AND APPARATUS, COMPUTER DEVICE, AND STORAGE MEDIUM

摘要

The present application discloses a service payment method and apparatus, a computer device, and storage medium. The service payment method comprises: acquiring a service purchase request, the service purchase request comprising service price and a user identifier; acquiring a target amount of idle money in a target account according to the user identifier; if the target amount of idle money is less than the service price, acquiring an amount of idle money to be selected and fund flow records in an account to be selected corresponding to the user identifier; according to the amount of idle money to be selected and the fund flow records in the account to be selected, generating and sending recommendation payment information to recommend a reasonable payment plan for a user; and acquiring user selection information, and responding to the service purchase request according to the user selection information. The method can fully utilize the idle fund of the account to be selected corresponding to the user identifier and improve the convenience of service payment.