Every time you swipe that credit card or process a telephone transaction, you could be losing up to 3 percent of the sale to the bank. The bank you signed a contract with to process your credit card transactions charges you myriad fees on a climbing scale - depending on what your consumers choose to carry in their wallets. "Typically, when credit card processors provide a tiered or bundled rate structure it is almost always skewed in their favor," said Eric Bernstein, vice president, national programs, CCA Global. Depending on what package you buy, your interchange rates can range from as little as 1.04 percent on each purchase to as high as 3.3 percent, and you may never know it. The truth is, most retailers don't have the time to attend to their monthly statements from the processing bank, Bernstein said.
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机译：每次刷信用卡或进行电话交易时，您可能损失多达3％的销售收入。与您签订合同的银行处理信用卡交易时，会向您收取无数费用，具体取决于您的消费者选择携带钱包的方式。 CCA Global国家计划副总裁埃里克·伯恩斯坦（Eric Bernstein）表示：“通常，当信用卡处理器提供分层或捆绑式费率结构时，几乎总是偏向于他们。”根据您购买的套餐的不同，交换率可能从每次购买的低至1.04％到高达3.3％，并且您可能永远不会知道。事实是，大多数零售商没有时间去看加工厂的月度报表，伯恩斯坦说。
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