The Second Circuit Court of Appeals interpreted a Connecticut homeowners insurance policy to bar coverage for 'collapse' under the terms of the Policy, where 'collapse' was defined by state law as being abrupt and sudden, and the damage for which cover- i age was sought was the gradual development of cracks in the walls due to the use of defective concrete. Valls v. Allstate Insurance Company, 919 F.3d 739, 2019 WL 144208, No. 17-3495-cv August Term 2018, No. 17-3495-cv August Term 2018 (2d Cir. Apr. 2, 2019). William A. Valls and Christine C. Valls, homeowners in Coventry, Connecticut holding a homeowners insurance policy from Allstate Insurance Company ('Allstate'), discovered horizontal and vertical cracks in their basement walls in October 2015. Their home was one of many in Connecticut in which the concrete in the basement walls was probably manufactured by J.J. Mottes Company, which has since gone out of business, and from which issue much litigation has arisen.
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