The Illinois Court of Appeals determined that Illinois homeowners whose house was destroyed by fire were barred by the state's two-year statute of limitations, running from the date of issuance of the homeowners insurance policy or from the date of its renewal, from pursuing a tort action for negligent procurement of insurance against the insurer and its agent, where there was no evidence that the homeowners discussed the policy's replacement coverage at the time of the policy's issuance, or at the time of its renewal. However, there was a genuine issue of material fact as to whether the policyholders could have determined the actual coverage of the policy from a reading of the policy. Ryan v. Country Mutual Insurance Company. (Not Reported in N.E. Rptr.). 2020 IL App (5th) 190206-U. 2020 WL 7233488. NO. 5-19-0206 (Ill. App. Dec. 4. 2020).
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