When I read last week that Sears was getting back into the layaway business for the first time in nearly 20 years, I sent a colleague a facetious e-mail reading: "Why, it's just like the '60s!"rnThen I realized, maybe that's where we're headed in terms of consumption.rnAs the credit crisis unfolded over the past few months, I've been thinking about something my mother said one day (in the '60s) when we were behaving-as all children do-like ingrate kids: "We go into debt to buy you kids Christmas presents, and it takes us two months to pay it off."
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