TACKLING EUROPE'S NPLS: RIGHT IDEA, WRONG TIME?

摘要

Ten years on from the onset of the financial crisis, authorities are still working on a response to the non-performing loan (NPL) problem in the EU. Better late than never, some say. But recently updated data on bad loans show a trend of falling volumes and NPL ratios. At their peak at the end of 2014, NPLs reached €ll20bn across EU banks, according to the European Banking Authority's (EBA) Risk Dashboard, which started collecting NPL data that year. Since then, the figure has fallen to €813bn as of the end of 2017, or to 4% from 6.5%.