银行同业业务发展趋势与监管格局展望--以上市银行为例

摘要

The inter-bank business of commercial banks had experienced an explosive growth from 2011 to 2013, and at present, it has become one of three main businesses of commercial banks together with corporate and personal business. The paper expounds the development status of the inter-bank business of 16 listed banks from 2011to 2013, deeply analyzes the comparative advantages and development risks of the inter-bank business, and puts forward policy suggestions from two aspects of commercial banks and regula-tors.%商业银行同业业务2011-2013年呈爆发式发展，目前同业业务已成为与公司、个人业务并列的商业银行三大主体业务之一。本文通过阐述16家上市银行2011-2013年的同业业务发展状况，深入剖析同业业务的比较优势与发展风险，并从商业银行和监管部门两方面提出政策建议。