本文尝试利用综合指数方法，从融资获得性和融资成本两方面综合评估小微企业融资状况。研究表明：2013年以来广东省小微企业融资状况总体改善，与大型企业相比仍存在差距，且差距有所扩大；分地区看，珠三角和粤东西北小微企业融资状况存在差异，且经济下行期珠三角小微企业融资优势有所扩大。为此，应完善小微企业融资激励机制，发挥利率在改善小微企业融资获得性中的作用；同时应因地制宜完善区域小微企业融资政策。%The paper tries to assess the financing situation of micro and small enterprises from two aspects of financing availability and financing cost by using comprehensive index. The result shows that the financing situation of micro and small enterprises of Guangdong province has improved totally since 2013, but there exists the gap compared with large enterprises, and the gap is still in-creasing. From the regions, financing conditions of micro and small enterprises in the Pearl River delta and northwestern Guangdong vary, and in the period of the economic downward, the financing advantage of micro and small enterprises in the Pearl River delta has widened. Therefore, measures should be taken to perfect the financing incentive mechanism of micro and small enterprises, play the role of the interest rate in improving the financing availability of micro and small enterprises. At the same time, financing polices of re-gional micro and small enterprises should be perfected according to the practical conditions.
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