美国信用评级行业改革及对我国的启示

摘要

金融危机后,2010年美国通过了《金融监管改革法案》,对信用评级机构的利益冲突和民事责任进行了较大改革,并强化了SEC对评级机构的监管职能。美国三大信用评级机构巨头继续垄断国际评级市场,并催生了2010年以来的欧洲主权债务危机。作为发展中大国,如何发展、壮大我国的评级行业,增加在国际评级市场的话语权,以维护本国的经济主权。美国评级行业发展与改革实践值得借鉴。%In the 2010 America passed the Dodd-Frank Wall Street Reform and Consumer Protection Act after the Financial Crisis.The Act initiated a major reform of interest conflict and civil liability of credit rating and intensified supervision of SEC to credit rating.The big three credit rating agency of US continues to dominate the international credit rating market and causing the European sovereign debt crisis from the 2010.The credit rating development and reform practice is worth using for China,for example How to develop and consolidate our credit rating industry,How to increase voice in the international ratings market in order to safeguard Chinese economic sovereignty.