中小企业融资的新路径--基于中小企业信用体系建设研究

摘要

In the the new situation of current macroeconomic regulation and control ,the economic structure adjustment and monetary policy shift make small and medium‐sized enterprise facing a new development opportunity .But the financing difficulty problem of small and medium‐sized enterprise has not been practi‐cally soluted ,the basic reason is that lack of integrity ,lack of credit and low credit rating .Therefore , through the credit guarantee ,external credit rating ,credit reporting system ,legal system and so on ,to establish a complete set of small and medium enterprises credit system ,and it will become a new break‐through of small and medium -sized enterprise financing .%在当前宏观调控的新形势下，经济结构调整和货币政策的转向使中小企业面临新的发展机遇。但中小企业资金困难始终得不到切实解决，其根本原因是，诚信缺失、信用度不足、信用评级较低。因此，通过信用担保，外部评级，征信系统，法律体系等途径建立一套完整的中小企业信用体系，将成为缓解中小企业融资新的突破口。