我国汽车保险市场发展的影响因素实证分析

摘要

With the development of the economy, car insurance in China plays a more important role in daily life. Now faced with the advent of the era of big data, it should pay more attention to the innovation. Based on the selection of significant factors affecting the development of auto insurance, in this paper, the author analyzes the factors which have influence on the automobile insurance market, and explored the current condition of auto insurance in recent years. In the end, the author puts forward the corresponding suggestions for the development of car insurance in China.%随着我国经济水平的提高, 我国车险市场也在迅速发展, 在居民日常生活中的作用也越来越大. 现如今面临着大数据时代的到来, 更应当注重自身的创新和变革. 通过选取显著影响汽车保险市场发展的因素, 运用Eviews软件建立回归模型, 对我国汽车保险市场的影响因素进行了实证分析, 探究了近年来我国车险发展状况, 并对促进汽车保险市场的发展提出了相关的建议. 这对探索我国车险的未来发展前景, 推动车险市场找寻发展立足点, 以及财产保险公司的经营发展都有重要意义.