基于农业保险及组织形式优化的农产品供应链协调性研究

摘要

Although agricultural insurance can reduce the losses caused by natural risks,the existing form of supply chain organization only takes agriculture insurance as an external compensation mechanism,ignoring the insurance providers'profits,leading to the poor coordination of the supply chain.This paper introduces a new form of supply chain organization,and establishes the profit model of the supply chain as a whole and its constituent members under the option contract and the agricultural insurance,with insurers,suppliers and retailers as the three-level supply chain system in contrast to the traditional supply chain organization.And the new chain is verified through the example analysis.The results show that the profit distribution of the members in the new supply chain organization is relatively balanced,and the coordination of the supply chain is enhanced.%农业保险能够降低自然风险给农业生产带来的损失,然而现有的供应链组织形式仅把农业保险作为外部补偿机制,忽略保险提供商的利润,供应链的协调效果不理想.为此,引入一种新型的供应链组织形式,将保险商、供应商、零售商作为三级的供应链系统,在期权契约和农业保险下,建立供应链整体及各组成成员的利润模型,讨论该形式下供应链的协调性,并与传统的供应链组织形式进行对比,最后通过算例进行验证.结果表明,新型供应链组织形式下各组成成员的利润分配相对均衡,供应链内部协调性得到增强.