农业保险对生鲜农产品供应链合作关系的影响研究

摘要

In our country the fresh agricultural products are easy to be affected by natural risks,and part-nership is not stable. By constructing the supply chain profit model under natural risks and agricultural in-surance,the coordination role of the two-part tariff system on the supply chain and its influence on the members'cooperation are studied. Then the agricultural insurance setting and compensation mechanism are discussed with a comparative analysis of the effect of agricultural insurance on the stability of the supply chain profit and a member of the partnership. Finally,a numerical example is given to illustrate the model results and give the decision. Research shows that the two-part tariff under natural risks can coordinate fresh agricultural products supply chain,but the supply chain cooperation relationship is not stable;and that the introduction of agricultural insurance can not only effectively manage natural risks,but also in-crease the revenue of the whole supply chain and various members;and that with the rise of coefficient of natural disasters,the supply chain partnership stability under agricultural insurance of fresh agricultural products will decline,but compared with the supply chain system under natural risks,the stability is high-er.%在我国当前生鲜农产品易受自然风险影响以及成员合作关系不稳定的现实下，本文通过构建自然风险和农业保险两种模式下的供应链利润模型，首先研究了两部收费制对供应链系统的协调作用及对成员合作关系的影响；然后探讨了农业保险的设定和理赔机制，对比分析了农业保险对供应链利润及成员合作关系稳定性的影响，最后通过算例验证模型的结果，并给出决策意见。研究表明：自然风险下两部收费制能协调生鲜农产品供应链，但供应链合作关系不稳定；引入农业保险不仅可以有效管理自然风险，还能增加供应链整体及各级成员的收益；随着自然灾害系数的上升，农业保险下生鲜农产品供应链合作关系稳定性也会下降，但相比较于自然风险下的供应链系统，其稳定性更好。