大学生创业融资的现状与对策

摘要

Due to the deficiency of financing ability and the poor effect of support from school,community,and government,financing has become a big obstacle to the success of College students’innovative undertaking.In order to effectively relieve the financing difficulties for college students,we should perfect the system of the gov-ernment policies,optimize financing procedures and service of financial institutions,and improve the financing a-bility of college students through various efforts.%由于本身融资能力先天不足，以及学校、社会、政府的支持效应不够明显等主客观原因，创业资金难以筹集已成为阻碍大学生创业成功的一大障碍，应从完善政府相关政策体系，优化各金融机构融资服务流程，提升大学生融资能力诸方面入手，通过多方努力，以有效缓解大学生创业融资困难。